Upgrade is a financial technology company that offers personal loans, credit cards, and banking services to consumers.
Each model independently rates Upgrade on a 1–5 star scale.
Upgrade is a well-known US fintech offering personal loans, credit cards, and banking. It is licensed and partners with FDIC-insured banks. Generally positive reviews, though some complaints about customer service and loan terms.
Upgrade is a reputable fintech company offering personal loans and credit services, known for its transparency and customer-friendly products.
Upgrade is a FinTech company offering personal loans, credit cards, and banking. While it provides accessible financial products, its regulatory standing and customer support quality warrant careful consideration. Scores reflect a balance of product availability and common industry concerns.
US fintech offering personal loans, the Upgrade Card, and checking/savings via FDIC‑insured partner banks. Not a bank itself. Generally strong reviews and competitive products; some complaints about servicing and fees. Solid option but partner‑bank model adds nuance.
Upgrade is a legitimate US fintech (since 2017) offering personal loans, credit cards and banking via bank partners. Licensed in most states with standard compliance; mixed consumer reviews cite high APRs and service issues. Conservative scores reflect limited public track record and typical fintech risks.
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Upgrade is rated 3.4 out of 5 (“Average”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
Upgrade currently has a TrustScore of 3.4 out of 5 (“Average”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
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